To help Marylanders access secure and affordable housing, Marylanders Online has developed a series of user-friendly housing resources. Find simple, step-by-step instructions to apply for rental assistance, public housing, housing vouchers, and other housing-related benefits in the tutorials listed on this page.

The housing resources were developed by the University of Maryland Extension Marylanders Online program in partnership with the UMD College of Information (INFO). 

Disclaimer: The information provided does not, and is not intended to, constitute legal advice. All information, content, and materials provided and discussed are for general informational purposes only. If you have specific questions, please seek advice from independent legal counsel. Only your individual counsel can provide proper legal advice or guidance relating to your specific housing needs.  

 

Courses

Buying a Home

Covers the basics of buying a home in Maryland and navigating the digital tools and resources needed for the process.

 

How to Pay for Your Home

In this lesson, we will talk about the basics of paying for a house so that it is simple and easy to understand.

Start Course
Housing1_1

Home Loans & Grants

The Maryland Mortgage Program helps people buy homes by working with approved lenders. You can get government-backed loans with interest rates as low as 3%, 4%, or 5%.

Start Course
Housing1_2

Loan Assistance Programs - Persons with Disabilities

People with disabilities can get mortgages and special home loans to help them buy a house.

Start Course
Housing1_3

Loan Assistance Programs - State of Maryland Employees, Veterans and Native Americans

People who meet certain criteria - such as being a State of Maryland employee, U.S. veteran or in active service, or those with indigenous heritage can get mortgages and special home loans.

Start Course
Housing1_4

Loan Assistance Programs - Rural Areas or Agricultural Use

When looking to buy property in rural areas or for farming, finding the right loan can make a big difference.

Start Course
Housing1_5

Loan Assistance Programs - Education and Assistance

Homebuyer education—helps individuals and families prepare for the responsibilities of buying and owning a home.

Start Course
Housing1_6

Housing Assistance

Explore loans, grants, and rebates available for home repairs and energy efficiency upgrades that can improve your quality of life, lower utility costs, and maintain your home’s value.

 

Energy Improvements to Your Home - Income Based Assistance

Improving your home’s energy efficiency through upgrades and repairs can reduce energy waste, lower utility bills, and increase comfort. Many free or low-cost programs, as well as state and federal assistance options, are available to help make these improvements more affordable.

Start Course
Housing2_1

Energy Improvements to Your Home - Non-Income Based Assistance

Improving your home’s energy efficiency through upgrades and repairs can reduce energy waste, lower utility bills, and increase comfort. Many free or low-cost programs, as well as state and federal assistance options, are available to help make these improvements more affordable.

Start Course
Housing2_2

Assistance with Critical Home Repairs

Maintaining a safe and livable home is essential, but critical repairs—such as fixing heating systems, addressing structural damage, or correcting safety hazards—can be costly. Fortunately, a range of federal and state programs exist to help homeowners, especially those with low or moderate incomes, manage these essential repairs.

Start Course
Housing2_3

Mortgage Assistance

Owning a home is a major milestone, but financial challenges can sometimes make it difficult to keep up with mortgage payments. When this happens, it’s important to understand the options available to prevent foreclosure and protect homeownership.

Start Course
Housing2_4

Rental Assistance

Learn how to locate public housing, determine your eligibility, and explore various forms of rental assistance.

 

Renting a Home - Public Housing

The Public Housing program provides subsidized rental homes all across Maryland.

Start Course
Housing3_1

Renting a Home - Housing Choice Vouchers

The Housing Choice Voucher Program helps low-income families, seniors, and people with disabilities afford safe and decent housing in Maryland.

Start Course
Housing3_2

Renting a Home - Seniors

As people age, their housing needs often change to match their physical, social, and medical needs.

Start Course
Housing3_3

Renting a Home - People with Disabilities

Finding safe, affordable housing can be a challenge for individuals with disabilities, but Maryland offers several rental assistance programs to help.

Start Course
Housing3_4

Renting a Home - Tenant and Landlord Rights and Responsibilities

Renting a home comes with important rights and responsibilities for both tenants and landlords. In Maryland, state laws protect tenants from unfair treatment while ensuring landlords can manage their properties effectively.

Start Course
Housing3_5

Assistance for Homeless

Access resources for emergency housing and homelessness prevention.

 

 

Rental Assistance for Homeless

If you are struggling to find or keep safe housing in Maryland, rental assistance programs may help.

Start Course
Housing4_1

Emergency Shelters for Homeless

Homelessness can affect anyone due to job loss, unexpected expenses, health issues, or other life challenges.

Start Course
Housing4_2

Homeless Prevention

To prevent homelessness, it’s important to focus on maintaining stable housing, reliable income, and supportive personal relationships.

Start Course
Housing4_3

Interested in more eGovernment Resources? Click here!